Best Online Lottery Games for Real Money 2024

Many lottery players prefer to buy physical lottery tickets because they don’t realize they can win money through online lottery games. If you play your favorite lottery games through reputable sites such as theLotter or Lotto Agent you can stand a chance to win real money.

To assist you, we’ve provided information on the best online lottery games for real money so you can skip the queues at brick and mortar vendors. Find out what types of lottery games are available and how to find a legitimate lottery site by reading further.

Types of Lottery Games That Pay Real Money

It’s fun buying lottery tickets and choosing a set of lucky numbers to play, either manually or through a quick pick. But it’s also fun to play other types of lottery games where you don’t have to compete against other players. Here are 4 types of lottery games you can play online that pay real money.


Bingo is a lottery-style raffle. To play the game, you simply cross off the numbers on your card that are called out. For example, if the number 7 was called out and you have it on your card, simply cross it out. Traditionally, the game of Bingo is played with 75 balls.

With online bingo games you have the ability to find patterns. What’s more, you’ll have the option of auto-daub so you can automatically cross off numbers that are drawn. Each online lottery site that provides Bingo may have different rules of the game, so it’s important to read the terms and conditions before you play.

Scratch Cards

Physical scratch cards are covered in a waxy substance. To reveal the prize underneath you simply take a coin to scratch the wax off. With scratch cards you can win:

  • Money
  • Cars
  • Trips
  • Houses
  • Vouchers
  • Discounts

Online scratch cards work in a similar way. You can buy a virtual scratch card and click on it to reveal what’s hidden on the card. You can buy the scratch cards easily through the online lottery site and provide a quick and easy way to win cash prizes.

If the cash prize is small such as between $500 and $2000 you may have the funds deposited directly into your account. For larger prizes, you may need to claim your prize in person. The overall odds of winning a prize on a scratch card is 1 in 3. However, these odds may vary. Other types of online scratch cards have odds of 1 in 53.


Keno is a popular lottery game that originated from China. It is an 80-ball lottery game. To play, you must put down a wager for the draw. You can alter your wager between draws. Similar to a standard lottery game, you can pick your lucky numbers manually or through an automatic picker. 

Some online Keno games allow you to play a particular set of numbers for multiple rounds. Once you’ve completed all the steps you can click on play and wait for the results to be drawn.

Virtual Lottery Tickets

Buying physical lottery tickets can be frustrating because you have to stand in queues and some vendors only allow you to pay with cash. To avoid the hassle, you can buy virtual lottery tickets from reputable lottery sites such as WinTrillions.

Lottery sites have hundreds of games from all around the world such as EuroJackpot and even SuperEnalotto. Similar to physical lottery tickets, you can choose rows of numbers manually or through a quick pick option. You can then pay for your virtual lottery ticket using one of the available payment methods.

The advantage of buying virtual lottery tickets is that you get extras such as subscriptions. This allows you to enter draws every week without filling out tickets. Or you can choose multipliers so you can play the same set of numbers for different draws.

If you win a small amount off your virtual lottery ticket your winnings will be paid directly into your account. However, if you win a massive jackpot you may need to claim your prize in person.

How to Pick a Legitimate Lottery Site That Pays Real Money

Unfortunately, there are lottery sites on the market that claim they’re legitimate but they’re fake and should be avoided at all costs. If you want to play online lottery games it’s important to choose a legal site so you can protect your details. Here’s how to find an online lottery site that’s 100% legitimate.

Check For Licensing

All legal online lottery sites will be licensed by a lottery organization. To find  the lottery site’s licensing, scroll all the way down to the bottom of the webpage. You’ll see which organization is associated with the lottery site. You can also check the site’s terms and conditions to see what countries the license is valid in.

A lottery site that’s licensed guarantees the protection of your funds and ensures that your transactions are handled with care. The license also validates the trustworthiness of the lottery site.

Read the Terms and Conditions for Claiming Prizes

Before you choose a lottery site to play through you must first go through the terms and conditions thoroughly to understand the brand’s rules. The terms and conditions will provide information on:

  • How to claim small and large prizes
  • Rules on withdrawals
  • Rules on syndicates or subscriptions
  • Terms for purchasing tickets
  • What the site is and isn’t liable for
  • Fees for tickets
  • Whether lotteries charge taxes
  • Countries where the site is restricted

Lottery sites may provide terms for each lottery game because the rules aren’t the same for all games. For example, the rules may require you to collect your prizes in person whereas other games will transfer your winnings directly into your account.

Familiarize yourself with the lottery site’s terms and conditions before signing up so that you’re not left with any surprises when you’re playing your favorite lotteries.

Withdrawal and Payment Methods

Ideally, you want to choose a lottery site that offers more than one type of payment and withdrawal method. For example TheLotter has 13+ payment methods for you to choose from such as:

  • Visa
  • Mastercard
  • Skrill
  • Neteller
  • Paysafecard
  • Trustly
  • Sofort
  • Giropay
  • EPS
  • Bancontact
  • Rapid Transfer
  • PSE
  • Efecty

Additionally, TheLotter also has 5 withdrawal methods that make it easier for you to transfer money from the site to your preferred account. Choose a lottery site that has a payment and withdrawal method that’s convenient for you.

Cost of Tickets

Not all lottery sites will charge the same amount for tickets. Some sites may be more expensive than others based on their commission fees. This is simply a fee that you pay for the site to purchase a ticket on your behalf. The most you’ll pay for a lottery ticket is $2. 

However, you may be able to get discounts or chances to enter second draws if you spend an extra $1. Multipliers cost more but it will increase your odds of winning. The price of tickets will all depend on the number of lines you choose and extras such as multipliers or subscriptions.


One of the most important features of a lottery site is the protection it offers you. Legitimate lottery sites have extensive security features to protect your personal information and your funds. Look for sites that have SSL certificates and other types of encryptions.

You can find out what type of security a lottery site offers by looking under the About Us section or under their terms and conditions. Other lottery sites will provide security information at the bottom of their web pages.

Extras the Site Offers

Does the lottery site offer discounts and promotions? These extras can help you save money on lottery tickets and offer you exciting deals on your favorite lottery games. Take a look at the types of promotions the lottery site offers. Some lottery sites offer welcome bonuses and others offer discounts after purchasing 10 or more tickets.

A perfect example of exciting extras to look out for is bonuses or rewards for doing something for the site. For example, LottoAgent offers rewards to players who leave a review about the site on TrustPilot.

Top Lottery Sites That Pay Real Money

We’ve made it easier for you by providing information on the top 5 lottery sites that offer real money to players. These lottery sites are licensed service providers with extensive security features.


Join the WinTrillions membership program and receive tailor-made promotions and discounts!

WinTrillions has plenty of popular lottery games for you to choose from such as Mega Millions and US Powerball. Curaçao operates the website and it has 256-bit SSL encryption to protect your information. Ticket prices are cheap and the site doesn’t charge a commission fee. This means that 100% of all prize money won is yours. 

Key features:

  • 20+ lottery games
  • 15+ payment methods
  • 24/7 customer service

Bonuses and promotions:

  • 6 or 12 months subscriptions
  • VIP loyalty program
  • Ability to send gift vouchers


Get 10% off your purchase with a unique MYLOTTOGUIDE promo code.

LottoAgent is a popular lottery site because you can play games from around the globe such as Cash4Life and Oz Lotto. To date, the LottoAgent has paid out to over 7,873,470 winners in different countries.

The site offers 24/7 support and has 256-bit encryption and is PCI DSS certified. It’s an exciting platform to play through because you can join syndicates and you can earn 6% off tickets simply by purchasing an extra three lines. If you’re a regular player, you can expect plenty of promo codes in your email inbox.

Key features:

  • 13+ payment methods
  • 20+ lottery games
  • Has a mobile app

Bonuses and promotions:

  • 10% discount welcome bonus
  • Buy one get one free
  • Multi draws and subscriptions


Up to 20% off by playing the world's biggest lotteries!

Through TheLotter you can play high jackpot games such as EuroJackpot and German Lotto. For easy access to your favorite lottery games, you can download the free app on your Android or iOS device. You also get access to subscriptions, multi draws, and 4 types of syndicates. The signup process is quick and easy and TheLotter is 100% secure with a Geotrust 128-bit encryption.

Key features:

  • Free games for Android and iOS
  • 40+ lottery games
  • 18 Deposit methods
  • Supports 13 languages

Bonuses and promotions:

  • Free entries for every 7 to 10 entries
  • Multi-draws offer a 25% discount
  • 25 instant VIP points when you subscribe


The best option for players in India

LottoSmile is one of the most popular lottery sites for players around the world but it’s mostly accessed in India. Through the platform you can play games such as Italy Superstar and Spain Euromillions. The site also provides 3 bundle options so you can buy more than one lottery ticket at a discount price. You can also join a syndicate to boost your chances of winning jackpots from your favorite lottery games.

Key features:

  • 11 supported languages
  • 40+ lotteries
  • Multiple withdrawal and payment methods

Bonuses and promotions:

  • Every 10th ticket free with subscriptions
  • 25 VIP points with subscriptions
  • 10% discount on Romania Joker
  • Offers a 25% discount on multi-draws


3% top-up bonus for each deposit made with the bank transfer!

If you want to play US lotteries then LottoLand is the best platform to play through. You can enter US Powerball and Mega Millions for a chance to win massive jackpot prizes. The site also offers bundles so you can purchase more lines to boost your chance of winning. You can also play other types of lottery games such as scratch cards. To give you peace of mind, LottoLand has extensive security features as well as an SSL encryption to keep your data secure.

Key features:

  • 25+ lottery games
  • Available in 10 languages
  • 8 deposit methods

Bonuses and promotions:

  • Daily Deals with up to £70,000 jackpot prizes
  • 10 free scratch cards after signing up
  • Discounts if you enter 5 draws

Which Lotteries Should You Play?

There are thousands of lottery games to choose from but not all of them offer high jackpot prizes. To assist you we’ve provided information on the top 5 lotteries from around the world that pay real money to players.

US Powerball

US PowerballThe US Powerball allows players from all around the world to enter draws through legitimate lottery sites. To play you must pick your numbers from two drums. The first drum has a range between 1 and 69 where you have to pick 5 numbers. From the second drum you have to pick 1 number between 1 and 26. If you get all 6 numbers you win the jackpot!

US Powerball allows players to choose the annuity or the lump sum option. Small prizes will be paid directly into your account through the lottery site you’re playing through. For larger prizes you’ll have to fill out a claims form and you may have to claim your winnings in person.

  • Odds of winning: 1 in 292.2 million
  • Price of tickets: $2 plus $1 for the Power Play option
  • Starting jackpot: $40 million
  • Draws: Monday, Wednesday, and Saturday at 10:59 pm ET


EuromillionsEuroMillions is played by thousands of people throughout Europe such as the UK and even Germany. You can play this lottery through online vendors. This lottery has two drums to pick numbers for. Pick 5 numbers for the first drum between 1 and 50. For the second drum pick 2 numbers between 1 and 12.

For this lottery, there is no annuity option so you have to claim the full amount if you win. Smaller prizes of €600 will be paid directly to your account. For higher prizes, you must fill out a lottery claims form and send it to the organizers of the lottery. You’ll have to visit a national lottery office to claim large jackpot prizes.

  • Odds of winning: 1 in 139, 838, 160
  • Price of tickets: €2.50
  • Starting jackpot: €15 million
  • Draws: Tuesdays and Fridays from 20:00 to 20:10 pm GMT or 21:00 pm to 21:10 pm CET

Mega Millions

Mega MillionsMega Millions is another US-based lottery that you can play through online vendors. This lottery has paid money to over 100,000 players worldwide. What’s more, if you win the jackpot you can choose an annuity or lump sum option.

Smaller prizes of $200 or $500 can be paid directly into your account. For prizes of $10,000 you’ll need to fill out a claims form and send it to the organizers. Larger jackpots may require you to claim your prize in person. 

  • Odds of winning: 1 in 302,575,350
  • Price of tickets: $2 per play and an additional $1 on (optional) Megaplier
  • Starting jackpot: $40 million
  • Draws: Tuesday and Friday at 11:00 pm ET


EurojackpotThe latest jackpot for EuroJackpot is sitting at €56 million. To play the game you have to choose 5 numbers between 1 and 50 and 2 additional numbers between 1 and 10. If you get all seven numbers correct you win the jackpot.

EuroJackpot has paid out millions of euros to players from all around the world. A massive jackpot of €90 million was awarded to a Czech player in May 2016. Another player in Finland won €86.9 million in April 2017.

It should be noted that a player may only claim their prize from EuroJackpot if they’re the sole owner of their ticket or online account.

  • Odds of winning: 1 in 95,344,200
  • Price of tickets: €2
  • Starting jackpot:€10,000,000
  • Draws: Fridays at 21:00 pm GMT+3


Italy Super EnalottoSuperEnalotto is a famous lottery in Italy and can reach jackpots of over €89 million. It’s a legitimate lottery that pays out real money if you’re playing the game online. To play the game you must choose 6 numbers between 1 and 90. You can also decide to play the Superstar option for an extra €0.50 which increases your chances of winning.

When you enter your numbers you have 1 in 500 chance of winning up to €25. Smaller prizes like this can be paid directly to your online account. For larger jackpot prizes you’ll have to fill out a claims form and you may have to claim your prize in person. You’ll be issued a unique ticket code and gaming account identification number to claim your prize in person.

  • Odds of winning: 1 in 622,614,630
  • Price of tickets: €1
  • Starting jackpot: €76 million
  • Draws: Tuesdays, Thursdays, and Saturdays at 8:00 PM

Final Thoughts

Now that you know which lotteries you can play that will pay you real money, which one will you play? We recommend playing any games from the US such as Powerball, Mega Millions, or even Cash4Life. Or choose a European game such as Euromillions or SuperEnalotto. 

Use the guide we’ve provided above to choose a lottery game with affordable ticket prices and the best odds of winning. You also want to choose a lottery site that allows you to subscribe to draws and offers multipliers. We suggest going through LottoAgent or TheLotter to play the top best lotteries that pay out real money to winners.