How to Claim Mega Millions Prizes – A Quick Reference Guide to Get Your Cash

Mega Millions is a popular lottery game known for its massive jackpots. In this blog, we will focus on a crucial aspect—guiding you on how and where to claim your winnings if and when you strike it lucky. Stay tuned to learn everything you need to know about claiming your Mega Millions prize!

Mega Millions Prize Tiers

The Mega Millions prize structure is simple. Depending on how many correct numbers you match, you can win one or more prizes based on the amount of tickets you purchased. You need to pick five numbers between 1 and 70 and two numbers between 1 and 25.

Mega Millions Prize Tiers

Source: WinTrillions

Here’s an easy breakdown of winning combinations and their payouts:

Matching Numbers Your Odds of Winning Prizes
5 Numbers + Mega Ball 1:302,575,350 Jackpot Prize (varied)
5 Matching Numbers 1:12,607,306 $1 Million
4 Numbers + Mega Ball 1:931,001 $10,000
4 Matching Numbers 1:38,792 $500
3 Numbers + Mega Ball 1:14,547 $200
3 Matching Numbers 1:606 $10
2 Numbers + Mega Ball 1:693 $10
1 Number + Mega Ball 1:89 $4
Only the Mega Ball Number 1:37 $2

How to Claim Your Mega Millions Prize

Here are 4 general steps on how to claim your prize if you’ve managed to match any of the above combinations.

Step #1: Claim Ownership of Your Ticket

The first action you should take after winning is to ensure the safety of your winning ticket. You can do this by signing the ticket and keeping it in a secure location. If you’ve won a large prize, be sure to keep the ticket on you at all times so as not to lose it.

Step #2: Choose a Payment Option

It’s now time to decide how you want your winnings to be paid out. You can choose the entire lump sum, or monthly installments.

In some cases monthly installments are a wiser option because you pay less tax on your winnings and ensure financial security for the long term. But if you choose to have the lump sum paid in one go (and have the financial discipline), you can add that money to an investment account and let it earn interest over time.

Step #3: Find the Nearest Lottery Claim Center

The state in which you bought your ticket is the same state in which you need to claim your prize. For small wins (usually amounts under $600) you can simply claim your prize from the retail store where you bought your ticket.

Larger amounts need to be claimed from lottery centers across the country, so be sure to find the one closest to you within your state.

Players who played their tickets online will usually have their winnings paid directly to their bank accounts or account wallets. But very large wins may require documentation and proof of identity in order to claim.

Step #4: Precautions for Big Winners

If you have won a large sum, remember to avoid any complications from family, friends, or even strangers. Keep your win a secret from everyone but a select few that you trust, and don’t broadcast your win wherever you go. It’s also wise to stay away from media interviews for the time being.

How and Where to Claim Your Mega Millions Prize

Claiming Your Winnings in the US

Each state has different requirements for claiming large prizes. You can call your state’s lottery headquarters and ask them about the up-to-date policies on the following:

  • What sum minimum/maximum you can claim from each respective lottery claims center
  • Where you can find the closest center to you
  • What documentation you need to claim large winnings
  • How long you have to claim your prize

Here’s a simplified summary to help you determine your next steps, as applies at the time of publishing (known addresses of lottery offices are included):

State Payout Guidelines Office Address
Arizona
  • <$600: Go to lottery retailer
  • $600<: Visit state claim office
  • Jackpot: Visit state claim office (Phoenix / Tucson)
  • Phoenix office, 4740 E. University Dr., Phoenix, AZ 85034
  • Tucson office, 2900 E. Broadway Blvd., Ste 190, Tucson, AZ 85716
Arkansas
  • <$500: Go to lottery retailer
  • $500<: Visit state claim office
  • Jackpot: Visit state claim office
Arkansas Scholarship Lottery Claim Center, 1st Floor, Union Plaza Building, 124 West Capitol Ave. Little Rock, AR 72201
California
  • <$600: Go to lottery retailer
  • $600<: Visit lottery district offices (9 in state)
  • Jackpot: Visit any lottery district offices
Colorado
  • <$600: Go to lottery retailer
  • $600<: Visit claim center
  • Jackpot: Visit Denver Claim Center
  • Pueblo Claims Center: HQ, 25 N Main Street, Pueblo, CO 81003
  • Denver Claim Center: 720 S Colorado Blvd, Suite 110A, Denver, CO 80246
Connecticut
  • <$600: Go to lottery retailer
  • $600-$5,000: High tier claims center (5 in state)
  • $5,000<: Rocky Hill HQ
  • Jackpot: Rocky Hill HQ
Rocky Hill Headquarters: 777 Brook St, Rocky Hill, CT 06067
Delaware
  • <$600: Go to lottery retailer
  • $600 – $5,000: Redemption Centers (3 in state)
  • Jackpot: Delaware Lottery Office
Delaware Lottery Office: 1575 McKee Road, Suite 102 Dover, DE 19904
Florida
  • <$600: Go to lottery retailer, district office or HQ
  • $600 – $250,000: Lottery district office or HQ in Tallahassee
  • Jackpot: Lottery HQ
Lottery Headquarters: 250 Marriott Drive, Tallahassee, FL 32301
Georgia
  • <$600: Go to lottery retailer
  • $600<: District office or HQ in Atlanta
  • Jackpot: HQ in Atlanta
Headquarters: 250 Williams Street, Suite 3000, Atlanta, GA 30303
Idaho
  • <$600: Go to lottery retailer
  • $600<: Lottery headquarters
  • Jackpot: Lottery headquarters
Lottery Headquarters: 1199 Shoreline Lane, Suite 100, Boise, ID 83702
Illinois
  • <$600: Go to lottery retailer or claim center
  • $600<: Claim center (5 in state)
  • Jackpot: Springfield lottery claims department
Illinois Lottery Claims Department: Department of Revenue, Willard Ice Building, 101 West Jefferson Street Springfield, IL 62702
Indiana
  • <$600: Go to lottery retailer or prize payment center
  • $600 – $49,999: Prize payment centers or lottery HQ
  • Jackpot: Lottery HQ
Lottery Headquarters: Downtown Indianapolis, 1302 N. Meridian St., Indianapolis, IN 46202
Iowa
  • <$600: Go to lottery retailer
  • $600 – $250,000: Lottery offices (5 in state)
  • $250,000 – Jackpot: Lottery HQ
Lottery Headquarters: 13001 University Ave, Clive IA
Kansas
  • <$600: Go to lottery retailer
  • $600<: Lottery HQ
  • Jackpot: Lottery HQ
Lottery Headquarters: 128 N Kansas Avenue Topeka, KS 66603
Kentucky
  • <$600: Go to lottery retailer
  • $600 – $5,000: Cashing agents, regional office or HQ
  • $5,000 – $49,999: Regional office or HQ
  • $50,000<: HQ
  • Regional Office: Fortune Business Center, 961 Beasley Street, Suite 110, Lexington KY 40509
  • Lottery Headquarters: 1011 West Main Street, Louisville, KY 40202
Louisiana
  • <$600: Go to lottery retailer
  • $600+: Visit lottery office (6 in state)
  • $510,000<: Lottery headquarters
Lottery Headquarters: 555 Laurel St. Baton Rouge, LA 70801
Maine
  • <$600: Go to lottery retailer or lottery office
  • $600<: Visit lottery HQ
  • Jackpot: Lottery HQ
Lottery Headquarters: 10 Water St, Hallowell, ME 04347
Maryland
  • <$600: Go to lottery retailer
  • $600 – $5,000: Visit lottery XCAP
  • $5,000<: Claim centers in Baltimore/Lanham
  • $25,000<: Lottery HQ
Maryland Lottery Headquarters: Montgomery Park Business Center, 1800 Washington Boulevard, Suite 330, Baltimore, MD 21230
Massachusetts
  • <$600: Go to lottery retailer or lottery office
  • $600<$49,999: Visit lottery office (6 in state)
  • Jackpot: Visit lottery HQ
Lottery Headquarters: 60 Columbian Street, Braintree, MA 02184
Michigan
  • <$600: Go to lottery retailer
  • $600<$50,000: Regional offices (6 in state)
  • Jackpot: Visit lottery HQ
Lottery Headquarters: 101 E. Hillsdale in Lansing
Minnesota
  • Any prize apart from jackpot: Go to lottery retailer or lottery office (5 in state)
  • Jackpot: Lottery HQ
Lottery Headquarters: 2645 Long Lake Road, Roseville, MN 55113
Mississippi
  • <$600: Go to lottery retailer
  • $600 – $99,999: By mail or at lottery HQ
  • Jackpot: Lottery HQ
Lottery Headquarters: Mississippi Lottery Corporation, 1080 River Oaks Drive, Bldg. B-100, Flowood, MS 39232
Missouri
  • <$600: Go to lottery retailer or lottery offices
  • $600,01 – $35,000: Lottery offices (4 in state)
  • Jackpot: Lottery HQ
Lottery Headquarters: 1823 Southridge Drive, Jefferson City, MO
Montana
  • <$600: Go to lottery retailer
  • $600<: Lottery headquarters
Lottery Headquarters: 525 North Montana Avenue, Helena
Nebraska
  • <$500: Go to lottery retailer
  • $501 – $19,000: Claim centers (5 in state)
  • $20,000<: Lottery office in Lincoln
Lottery Office: 137 NW 17th Street, Lincoln
New Hampshire
  • <$600: Go to lottery retailer
  • $600<: Lottery HQ
Lottery Headquarters: 14 Integra Drive, Concord, NH 03301
New Jersey
  • <$600: Go to lottery retailer
  • $600<: Lottery HQ
Lottery Headquarters: Lawrence Park Complex, 1333 Brunswick Avenue Circle, Trenton, NJ 08648
New Mexico
  • <$600: Go to lottery retailer
  • $601<: Lottery HQ
Lottery Headquarters: 4511 Osuna Rd. NE, Albuquerque, NM 87109
New York
  • <$600: Go to lottery retailer
  • $600<: Claim centers (16 in state)
North Carolina
  • <$600: Go to lottery retailer or regional office
  • $600<: Regional offices or lottery HQ
  • Jackpot: Lottery HQ
Lottery Headquarters: 2728 Capital Blvd, Suite 144 Raleigh, NC 27604
North Dakota
  • <$600: Go to lottery retailer
  • $600<: Lottery office
Lottery Office: 1050 E Interstate Ave, Suite 200, Bismarck, ND
Ohio
  • <$600: Go to lottery retailer
  • $600 – $5,000: Get “pay to bearer’ ticket and bank-cashing locations from local retailer
  • $5,000<: Visit regional lottery office (9 in state)
Oklahoma
  • <$600: Go to lottery retailer
  • $601-$5,000: Visit claim centers (12 in state) or Lottery office in Oklahoma City
  • Jackpot: Lottery HQ
Lottery Headquarters: 3817 N. Santa Fe, Suite 175, 73118
Oregon
  • <$600: Go to lottery retailer
  • $601-$50,000: Offices in Salem or Wilsonville
  • $50,000<: Oregon Lottery
Oregon Lottery: 500 Airport Rd SE, Salem, OR 97301
Pennsylvania
  • <$2500: Go to lottery retailer
  • $2,500+: Lottery office (7 in state) or lottery HQ
  • Jackpot: Lottery HQ
Lottery Headquarters: 1200 Fulling Mill Road, Suite 1, Middletown, PA 17057
Puerto Rico
  • <$800: Go to lottery retailer
  • $800 – $25,000: Visit lottery centers (6 available) or Treasury Dept
  • $25,000<: Lottery HQ
Lottery Headquarters: Angel Ramos Foundation Building Suite 110, 383 Ave. Roosevelt, Hato Rey
Rhode Island
  • <$600: Go to lottery retailer
  • $600<: Lottery HQ
Lottery Headquarters: 1425 Pontiac Ave., Cranston, Rhode Island 02920
South Carolina
  • <$500: Go to lottery retailer
  • $500<: Columbia Claims Center
Columbia Claims Center: 1309 Assembly Street, Columbia, SC 29201
South Dakota
  • <$100: Go to lottery retailer
  • $101<: Lottery office (3 in state)
  • Jackpot: Lottery HQ
Lottery Headquarters: 711 E. Wells Ave, Pierre, SD 57501
Tennessee
  • <$600: Go to lottery retailer or district office
  • $600 – $199,999: Lottery district offices (4 in state)
  • $200,000<: Lottery HQ
Lottery Headquarters: One Century Place, 26 Century Blvd., Nashville, 37214
Texas
  • <$600: Go to lottery retailer, claim center or Lottery Commission
  • $600 – $2,5 million: Visit claim center or Lottery Commission
  • Jackpot: Lottery Commission
Texas Lottery Commission: 611 E 6th St, Austin, TX 78701
U.S. Virgin Islands
  • Any prize except jackpot: Go to offices in Sunny Isle, Frederiksted or St Thomas
  • Jackpot: Offices in St Thomas or Frederiksted
St. Thomas: 75 Corner, 5800 Krondprindsens Gade
Vermont
  • <$500: Go to lottery agent or HQ
  • $500 – $5,000: People’s United Bank or HQ
  • $5,000: Lottery HQ
Lottery Headquarters: 1311 US Route 302, Berlin, VT
Virginia
  • <$600: Go to lottery retailer or customer care center
  • $600<: Visit customer care center (7 in state)
  • Jackpot: Lottery HQ
Lottery Headquarters: 600 E. Main Street, Richmond, VA 23219
Washington State
  • $1 – $99,000: Go to lottery office (5 in state)
  • $100,000<: Lottery HQ
Lottery Headquarters: 814 4th Avenue East Olympia, WA 98506
Washington D.C.
  • <$600: Go to lottery retailer or prize center
  • $601 – $5,000: Visit prize center
  • $5,000<: Office of lottery & charitable games prize center
Office of Lottery and Charitable Games Prize Center: Lobby Level, 2235 Shannon Place, S.E. Washington, D. C. 20020
West Virginia
  • <$600: Go to lottery retailer
  • $600<: Visit lottery HQ or regional office
  • Jackpot: Lottery HQ
Lottery Headquarters: 900 Pennsylvania Ave, Charleston, WV 25302

Regional office: 100 Municipal Plaza, Suite 500, Weirton, WV 26062

Wisconsin
  • <$600: Go to lottery retailer or lottery office (Madison/Milwaukee)
  • $600 – $500,000: Madison/Milwaukee lottery office
  • $500,001<: Madison lottery office
  • Madison Office: Department of Revenue, 2135 Rimrock Road Madison, WI 53713
  • Milwaukee Lottery Office: State Office Building 819 N. 6th Street, 4th Floor Service Counter, Milwaukee, WI 53203
Wyoming
  • <$600: Go to lottery retailer or office
  • $600<: Lottery HQ
Lottery Headquarters: 1620 Central Avenue, Suite 100, Cheyenne, WY

Claiming Your Winnings Internationally

Since this popular lottery appears on many online lottery sites, you can play via theLotter and other reputable platforms. In the event that you win after using these services, the relevant platform’s policies will determine your payout procedure.

Claim Mega Millions Prizes

Source: TheLotter

Usually the following applies:

  • Small amounts appear in your wallet automatically.
  • Larger amounts may need bank detail verification.
  • When using lottery agents that purchase tickets on your behalf, you may need to travel to the US to claim large prizes or a jackpot in person.

When to Claim Your Prize After Winning

In the same way as guidelines that apply to claiming procedures, each state has an expiry period for tickets, measured from the date of the draw until the time you claim your prize. For example, in New Mexico you have only 90 days to claim a prize of up to $100,000; while in Michigan you have an entire year to claim any prize size.

If you want to make a claim by mail, first check with your state’s lottery organizers whether the size of your prize is applicable to this type of claim.

Here’s a full breakdown to help you plan your prize claim timeline:

State Claim Period
Arizona 180 Days
Arkansas 180 Days
California Jackpot: 1 year

Other prizes: 180 days

Colorado 180 Days
Connecticut 180 Days
Delaware 1 Year
Florida 180 Days
Georgia 180 Days
Idaho 180 Days
Illinois 1 Year
Indiana 180 Days
Iowa 180 Days
Kansas 1 Year
Kentucky 180 Days
Louisiana 180 Days
Maine 1 Year
Maryland 182 Days
Massachusetts 1 Year
Michigan 1 Year
Minnesota 1 Year
Mississippi 180 Days
Missouri 180 Days
Montana 180 Days
Nebraska 180 Days
New Hampshire 1 Year
New Jersey 1 Year
New Mexico 90 Days
New York 1 Year
North Carolina 180 Days
North Dakota 180 Days
Ohio 180 Days
Oklahoma 180 Days
Oregon 1 Year
Pennsylvania 1 Year
Puerto Rico 180 Days
Rhode Island 1 Year
South Carolina 180 Days
South Dakota 180 Days
Tennessee 180 Days
Texas 180 Days
U.S. Virgin Islands 6 Months
Vermont 1 Year
Virginia 180 Days
Washington State 180 Days
Washington D.C. 180 Days
West Virginia 180 Days
Wisconsin 180 Days
Wyoming 180 Days

It’s always smart to call your state lottery office and ask them the state requirements for your jurisdiction is a good idea. Chances are you’ll want to claim your prize as soon as possible, but if you’re not in the state to do so, it’s good to know how much time you have.

Tax Laws Regarding Mega Millions Winnings

The tax laws governing Mega Millions winnings differ depending on where you reside and the exact amount you win. In the United States for instance, Mega Millions prizes are subject to federal income tax, and most states impose their own taxes as well.

Upon winning, a portion of your prize money is usually withheld by the lottery agency to fulfill federal tax obligations. It is crucial to seek guidance from a qualified tax professional or financial advisor who can provide insight into the specific tax laws and responsibilities relevant to your circumstances.

In Conclusion

Now you know everything there is to know about claiming your Mega Millions prize. If you still have other questions, scroll down to our FAQ section for more information.

Happy spending!

FAQs

Where can I play Mega Millions?

Thanks to multiple online lottery sites and agents, you can now play the Mega Millions lottery anywhere in the world. If you are a non-citizen playing from a state within the US, note that you may need to provide documentation before you can claim a large prize.

Can I claim my Mega Millions prize in any state?

You must claim your prize from the same state in which you bought and played your ticket. This is only if you bought a physical ticket though. If you played online, then it’s much easier to claim remotely.

Can a group of players claim a prize?

There have been many instances where a group of players win a large prize and opt to split it evenly between themselves. This is fine, as long as you check with your state regarding the rules of such a split claim.

What documentation do I need to claim?

The following documentation is usually required when claiming a large prize:

  • Winning Ticket: The original physical ticket or a valid electronic ticket is required to claim your prize.
  • Identification: A government-issued identification document such as a driver's license, passport, or state ID is essential to verify your identity and age. Make sure your identification is current and valid.
  • Claim Form: You will need to fill out a claim form provided by the lottery agency. This form includes your personal information, contact details, and the specifics of your winning ticket.
  • Social Security Number (or Tax Identification Number): In the United States, you will typically be required to provide your Social Security number or Tax Identification Number for tax reporting purposes.
  • Additional Documents: Depending on the amount of your winnings, you may need to provide additional documentation, such as a bank account number for direct deposit or a trust document if you plan to claim the prize through a trust.

Where and when can I view the Mega Millions draw?

You can either view a draw online through megamillions.com, or watch the Mega Millions draw results on television where it is broadcast live on Tuesdays and Fridays at 9:59pm.