Top 56 Scratch-Offs Worldwide: Which Scratch-Off Wins the Most?

Scratch-offs are one of the oldest forms of playing the lottery, and their popularity has led to many game operators launching their own products for this niche. Your challenge is to identify the best way to spend your money when buying lottery tickets, including scratchers.

Depending on which scratch-off game you’re playing, winnings can range from a few dollars to life-changing millions! But there are also other factors to keep in mind, such as RTP. So, which scratch-offs win the most and which ones should you try? We compared the ones on today’s market and listed a few options that are definitely worth trying out!

Which Type of Scratch-Off Wins the Most?

Scratch-off lottery tickets have been around since 1974 when the Massachusetts State Lottery first introduced them. Depending on the scratch-off card you’re playing, you can find options costing from $1 to $5, $30, $50 and even $100.

You may often wish you knew what the prize payout will be before scratching. Also, many first-time players may be tempted to think that the more expensive tickets are more likely to win bigger prizes. But is a bigger prize always the better option?

It helps to consider all factors, such as possible prize money to be won, but also knowing that $1 tickets win more often. Yes, you’ll have smaller prizes, but you’ll have the satisfaction of winning more often. Another fact worth noting is that $5 tickets have a considerably higher winning percentage of 36.36%.

A good indication of what scratchers are likely to make you a winner more often is to research RTPs. A higher rate can indicate a higher probability of you walking away a winner.

Type of Scratch-Off Wins

Source: theLotter

Which Games Have the Highest RTP Rate?

Typically, scratch card games have lower RTP percentages than many other lottery or casino games on offer on the average platform. It’s also worth noting that the RTP of scratch cards depends on the specific game. Familiarize yourself with this and other lottery strategies to make your playing more effective.

What is RTP?

Return to player, or RTP, is a term that’s used extensively across betting and online gaming platforms to describe the prize money that will be returned to players, in the form of winnings. The RTP can be determined by factors such as the type of scratch-off game, prize money on offer and of course the funds deposited initially. RTP is often expressed as a percentage.

In practice, if you see a game with an RTP of 95%, players can expect that the operator pays out around $95 for every $100 that players play on that game. Typically, the higher a game or card RTP, the higher the chances of a player winning.

Of course, luck still plays a role and you may win a lot during a winning streak. But you never know when that winning streak will come.

5 Games With a Very High RTP

Since scratch-off cards can easily be played online these days, there’s no reason why you have to be stuck only playing the options you have access to at the local corner store. When understanding which scratch-off cards have the highest RTP, you can play these games online and instantly increase your chances of winning.

Games With a Very High RTP

Source: LottoGo

Fortunately, we’ve done the legwork for you and created a list of the top five scratch cards with the highest RTP.

1. Lucky Numbers – RTP 96.57%

If you’re looking for a scratch-off option based solely on the highest RTP, then the Lucky Numbers tickets are what you’re after. If you believe in factors like lucky horoscopes and lucky numbers, you’ll love the theme of the cards as everything is based on all things lucky such as charms and horseshoes.

These scratch-off cards offer players two chances to win for each card, so it’s easy to see why this game is such a hit with players.

These cards are quite standard and the playing process couldn’t be simpler. If you’re opting for the virtual option, all you have to do is:

  • Virtually scratch away the panels hiding the icons.
  • If you find three matching icons, you’re a winner.
  • Multiplier symbols, which range from 1 to 5, can increase your winnings. Typically, multiplier winnings start from £3 to £200,000.

2. Whack a Jackpot – RTP 96.30%

Anyone who ever enjoyed playing the old “Whack a Mole” carnival game will be all too familiar with this scratch-off card. It has an RTP of 96.30% and this card requires a minimum bet of €0.50, a max bet of €10 and boasts a potential win of €50,000.

Unlike a more traditional scratch concept, the virtual version involves the player whacking rats that pop up on the screen.

With each successful strike, a multiplier value is instantly shown on the screen. Getting three multipliers with the same value will make you a winner. Keep in mind that three consecutive missing strikes will end your game without a win.

It’s a good idea to practice your hacking skills if you’re going to give this game a try!

3. Wish Upon a Jackpot – RTP 96.06%

As the name implies, the Wish Upon a Jackpot scratch-off game has a fairytale theme and in addition to an impressively high RTP of 96.06%, this game is reminiscent of all things fairytale. You’ll find favorites such as a Fairy Godmother, Shrek, a talking Gingerbread man and Puss in Boots.

Playing this game online involves you looking through the scratch panels disguised as magic orbs in search of three matching icons. Finding three of anything makes you an instant winner.

Aligning with the magic of the fairytale theme, players will get two bonus games with each win, increasing the chances of winning big.

4. Pig Wizard – RTP 95.82%

Another scratch card with a magic theme is Pig Wizard which boasts a RTP of 95.82%. In keeping with the theme, players can expect to encounter curses, spells and even pigs in robes! However, you’ll want to keep an eye out for the Pig Wizard as three of these icons will result in a win 100 times larger than your initial wager.

Furthermore, finding three Pig Wizard icons will also unlock an additional game. Playing this round involves throwing a virtual dice and working your way around a fun game board.

On your journey, you’ll have the chance to trigger and unlock additional multipliers which result in extra prizes. The goal here is to try your best to avoid encountering a curse as this will put a quick end to your bonus game!

5. Merlin’s Millions – RTP 95.17%

Despite having a slightly lower RTP than the other games on the list, Merlin’s Millions is still a very popular option in the casino scratch-off genre. With an RTP of 95.17%, players can also look forward to winning an additional bonus prize with each card. With an overall game jackpot of £250,000, it’s well worth a try.

With a recurring medieval theme, players can expect to encounter icons such as King Arthur and Merlin the Wizard. Playing is simple and involves scratching nine panels to find three matching icons to win. All it takes to play is a minimum bet of 20c and a maximum of £200.

9 Top Scratch-Offs from Around the World

Although scratch-offs initially started in the US, the concept has become popular in almost every corner of the globe. Here are a few of the top scratch-offs from around the world that you can easily access from your favorite betting platform.

Country Scratch-off Cost Maximum Prize
Australia Instant Scratch-Its $5 AU$1.000.000
Canada $1 Million $ Royale $10 $1.000.000
China Chinese New Year Lotteries Varies $8.000 (x8 prizes)
France A prendre ou a laisser €5 €500.000
Germany Instant Millionaire €5 €1.000.000
India Fruity Flurry scratch card ₹64 ₹40.00.000
Italy Scratch and Win cards €5 €2.000.00 on the Il Miliardario Maxi
Spain Pepitos De Oro €1 €10.000.000
United Kingdom Spinlotto 50p £7.500

42 Top Scratch-Offs in the US

Currently, only five US states do not offer any lotteries. These are Alabama, Alaska, Hawaii, Nevada and Utah. While North Dakota and Wyoming offer lottery draws but not scratch-offs. In the other states you can make use of these excellent US scratchy options.

State Scratch-Off Standout Feature
Arizona Triple Bonus Crossword
  • Top prize: $500.000
  • Overall odds: 1 in 2.40
Arkansas 200X the Money
  • Top prize: $5.000.00
  • Overall odds: 1 in 2.90
California $10 Million Dollar Titanium Black
  • Top prize: $10.000.000
  • Overall odds: 1 in 3.6 million
Colorado $50 Set For Life
  • Top prize: $5.200.00
  • Overall odds: 1 in 2.57
Connecticut $1.000.000 Golden Riches
  • Listed as one of the top scratch-offs with 143 wins
  • Top prize: $1,000,000
  • Overall odds:1 in 2.98
Delaware Cash X50
  • Top prize: $50,000
  • Overall odds: 1 in 3.59
Florida Billion Gold Rush Supreme
  • Top prize: $15,000,000 (has been won four times)
  • Overall odds: 1 in 2.59
Georgia 200X The Money
  • Top prize: $50,000 to $3,000,000
  • Overall odds: 1 in 3.60
Idaho Ace of Spades
  • Top prize: $300,000
  • Overall odds: 1 in 3.99
Illinois $1.000.000 Jumbo Crossword 10x
  • Top prize: Up to $1,000,000
  • Overall odds:1 in 2.70
Indiana $150.000.000 Extravaganza
  • Top prize: $3,000,000
  • Overall odds:1 in 3.20
Iowa Win Big
  • Top prize: Up to $3,000,000
  • Overall odds: 1in 2.38
Kansas Extreme Crossword
  • Top prize: $150,000
  • Overall odds: 1 in 2:34
Kentucky Gold Rush
  • Top prize: Up to $250,000
  • Overall odds: 1 in 2.60
Louisiana Bonus Money
    • Top prize:$200,000
  • Overall odds:1 in 3.83
Maine $50.000.000 Ca$hRiche$
  • Top prize:$1,000,000
  • Overall odds: 1 in 2.38
Maryland $100.000 Extreme Cash
  • Top prize: $500,000
  • Overall odds: 1 in 3.57
Massachusetts Diamond Millions
  • Top prize: Up to $500,000
  • Overall odds: 1 in 2.77
Michigan Worth Millions
  • Top prize: $4,000,000 (won three times)
  • Overall odds: 1 in 3:44
Minnesota 500X
  • Top prize: $100,000
  • Overall odds: 1 in 2.89
Mississippi $100 Million Extravaganza
  • Top prize: $5,000,000
  • Overall odds: 1 in 3.40
Missouri 300X
  • Top prize: Up to $3,000m,000 (won three times)
  • Overall odds: 1 in 4.0
Montana Monopoly 50X
  • Top prize: $150,000
  • Overall odds: 1 in 3.21
Nebraska $200.000 Cash Crossword
  • Top prize: Up to $200,000
  • Overall odds: 1 in 3.00
New Hampshire Hot $20s
  • Top prize: $200
  • Overall odds:1 in 4.75
New Jersey Raging Hot 7’s
  • Top prize: ~$2,000,000
  • Overall odds: 1 in 4
New Mexico Match 3 Tripler
  • Top prize: $900
  • Overall odds:1 in 4.91
New York $5.000.000 Mega Multiplier
  • Top prize: 5 prizes of $5,000,000
  • Overall odds:1 in 3.33
North Carolina Millionaire Maker
  • Top prize: $1,000,000
  • Overall odds: 1 in 2.95
Ohio Platinum Diamond Spectacular
  • Top prize: Up to $2,000,000
  • Overall odds:1 in 3.16
Oklahoma 100X
  • Top prize: $250.000
  • Overall odds:1 in 2.74
Oregon The Crown Jewels
  • Top prize: ~$2,000,000
  • Overall odds: 1 in 2.75
Pennsylvania $3 Million Xtreme Tripler
  • Top prize: Up to $3,000,000
  • Overall odds: 1.28
Rhode Island $5.000 Cash Dash
  • Top prize: $5,000
  • Overall odds: 1in 3.22
South Carolina $1.000.000 Riches
  • Top prize: Up to $1,000,000
  • Overall odds: 1 in 3.24
South Dakota $250.000 Bonus
  • Top prize: $250,000
  • Overall odds:1 in 3.15
Tennessee $5.000 In A Flash
  • Top prize: $5,000
  • Overall odds:1 in 2.74
Texas $750 Million Winner’s Circle
  • Top prize: $750 million overall tiers – top prizes have averaged $3,000,000 twelve times
  • Overall odds: 1 in 2.88
Vermont Platinum Cash
  • Total prize: $25,000
  • Overall odds: 1 in 4.11
Washington Lion’s Share
  • Total prize: $80,000
  • Overall odds: 1 in 2.93
West Virginia Maximum Black
  • Total prize: $150,000
  • Overall odds: 1 in 3.41
Wisconsin Gnome for the Holidays
  • Total prize: $5,000
  • Overall odds: 1 in 2.9

Final Thoughts

There are many benefits to playing scratch-off games. In addition to the accessibility, scratch cards are often more affordable than the average lottery tickets, such as when playing Eurojackpot.

It’s also remarkably easy to buy cards in bulk as some tickets are sold in rolls and packs. There’s also no waiting around for a lucky draw to let you know if you’ve won anything. For many players, this instant gratification provides quite the adrenaline rush, which simply adds to the appeal.

With the wide variety of scratch-off cards available both on and offline, there are plenty of fun prizes to look out for. Use our extensive list of winning scratch-offs to find your lucky ticket!


What is the most ever won on a scratch-off?

The largest prize ever won on a scratch card was won by a Bonita Springs man who cashed in a prize of $25 million in the Florida lottery in the US. According to an article posted by CBS News, another player from California won a $20 million prize in the state’s local scratch-off game, making this the second-highest payout on a scratch card.

Can a lottery strategy help increase my chances of winning a big scratch-off prize?

Other than buying in bulk and playing often there are really no guaranteed strategies to increase your overall chances of winning. Experts also advise that you have all your tickets checked to ensure that you definitely didn’t win anything! Don’t be part of the statistics of unclaimed lottery money.

What should you do when you win a big prize with a scratch-off?

Always take your winning scratch card to the store where you bought it and let them verify the win. Depending on the amount that you have won, you may be required to complete a claim form and collect your winnings from a lottery office.

Remember to take proof of identification. It’s also a good idea to speak to a lottery lawyer to assist you with the claiming and investing processes.

Are scratch-offs better than lotteries?

For the most part, scratch-offs have better winning odds than most draw games. This makes them a more favorable option than regular lottery games for many players. The fact that you don’t have to wait for a draw and also spend less money on a ticket also makes this a preferred option for many players.

Of course, lotteries from around the globe, like Powerball that’s available on online platforms like theLotter, offer huge jackpots, much bigger than scratch offs do.

What is the best to use on scratch lottery tickets?

If you are buying your scratch-off tickets in a store, you will have to scratch them manually. You don’t want to accidentally damage your ticket and miss out on the grand prize! The recommended method is to use a credit or other store card as there’s no risk of damaging the ticket. However, coins, the blunt end of a key, the cap of your pen, the flat end of your coffee spoon, a nail file, a toothpick or even your fingernail can be used to remove the silver strip without damaging the ticket.