How to Play Cash4Life Lottery – 7 Steps for Beginners

If the thought of having your lottery winnings last a lifetime is intriguing to you, it may be time to try your luck at the Cash4Life lottery. Essentially, Cash4Life is a regional, multi-state game that offers players two-lifetime prizes at amazing odds. The top two-tier winnings of this game are paid out in cash or as an annuity over the winner’s lifetime. Hence the name, Cash4Life. Essentially the prize is $1,000 a day for life. Here’s what you need to know to play this game.

What You Should Know Before Playing Cash4Life

Age to Play Cash4Life

Players must be at least 18 years old to buy or cash in any Cash4Life tickets across the 10 states that offer it. Also when using most online sites like theLotter to play Cash4Life, there will be a strick policy on how old you must be before participating.

Odds of Winning Cash4Life

The overall odds of winning a prize in the Cash4Life is an impressive 1 in 8. On the other hand, winning the top prize is generally 1 in 21,846,048. Our table below highlights a breakdown of this.

Match Odds Prize
5 white numbers + 1 green cash ball 1:21,846,048 $1,000/Day for Life
5 white numbers 1:7,282,016 $1,000/Week for Life
4 white numbers + 1 green cash ball 1:79,440 $2,500
4 white numbers 1:26,480 $500
3 white numbers + 1 green cash ball 1:1,471 $100
3 white numbers 1:490 $25
2 white numbers + 1 green cash ball 1:83 $10
2 white numbers 1:28 $4
1 white number + 1 green cash ball 1:13 Free ticket

Price of Tickets

Cash4Life tickets cost $2 per play and you can buy yours by visiting theLotter.

When Draws Take Place

Drawings for Cash4Life tickets happen daily at 9:00 pm ET. You can easily view the Cash4Life results online to see if your numbers match up!

Where Can You Play Cash4Life?

Cash4Life is available on online lottery websites, and at Florida Lottery retailers statewide.

* Recommended sites to buy your first Cash4Life tickets:

The Biggest Jackpot Ever Won on The Cash4Life Lottery

The top prize ever won on the Cash4Life lottery was won by a lottery app user. The winning prize was $1000 a day for life or alternatively, $7,000,000 as a lump sum.

7 Steps on How to Play the Cash4Life Lottery

Playing the Cash4Life lottery is not only fun but super easy to play! Simply follow these seven easy steps.

1. Choose How to Play (Online Or In Store)

The first step is deciding if you will play online, using a credible lottery betting site or you can purchase tickets in-store. Tickets can be purchased until the game sales close at 8:30 pm ET. Keep in mind that it’s generally safer to play online because there’s no risk of losing your ticket and there’s also no need to stand in long lines!

2. Choose 5 Numbers and a Cash Ball

The next step is to choose 5 numbers between 1-60 and 1 cash ball number from 1-4. The idea is to match all 5 numbers and the Cash Ball to secure a grand prize win of $1,000 a day for life.

3. Consider a Quick Pick

If you’re uncertain about the numbers to choose, consider the Quick Pick option. With this option, random numbers are generated for you.

4. Choose Which Draws to Enter

You can purchase advance play for up to 30 consecutive draws (1 month).

5. Consider How Many Advance Draws You Want to Play

Pick the amount of advance draws you want to enter.

6. Pay for Your Ticket

A single ticket costs $2 per play. This will obviously increase by the number of draws you choose to enter.

7. Wait for the Draw to See if You’re a Winner

Draws are aired daily at 9:00 pm ET. Winning numbers are also available on the website you purchased your ticket from or by phoning (850) 921-PLAY. You can also sign-up with your chosen website to receive winning numbers via email or text. Alternatively, Cash4Life draws can also be viewed on their live stream link as well as the Florida Lottery YouTube channel.

Wait for the Draw to See if You’re a Winner

Credit: The Florida Lottery

Tips on How to Win Cash4Life

Many players believe that there are a few simple ways to improve their chances of winning the grand prize, other than just relying on pure luck. Some of the more common ways to increase your luck are listed below.

Create or Join a Syndicate

A lottery syndicate is made up of a group of people who have decided to pool their money. By joining a syndicate you can afford to buy more tickets and opt to play larger wheeling systems. Of course, this means that all the winnings are shared. It’s always a good idea to draw up a signed agreement between all members of the pool. This will ensure that there are no discrepancies within the group when it comes to sharing winnings.

Consider Reading a Strategy Book

You can also invest in a strategy book that highlights a few different number selection methods. Most books also reflect examples of the different patterns that can help you choose a few winning numbers. Experts recommend books as an excellent starting point for Cash4Life beginners to the Cash4Life game.

Use the Lotto Wheeling System

Lotto Wheeling Systems, also referred to as the Balanced Wheeling System, are one of the more popular systems favored by regular players. In these strategies, you can bet on a much larger group of numbers (usually more than 5) and then play scientific combinations of those numbers. Essentially, balanced wheels force the winning numbers in your group to come together to ensure at least one prize if at least some of the winning numbers are in your chosen group. A good place to start is the pick-5 Balanced Wheel system.

Use Hot and Cold Numbers

Essentially, hot numbers are those which have appeared in the last 7 to 10 games and when using lottery sites like LottoAgent to play Cash4Life, they will provide updated information on this data. Cold numbers on the other hand are those which have not appeared in as many games. There’s a way to tell when a hot or cold number will end its current streak and suddenly appear or disappear from the mix.

Some players believe that it’s lucky to chase the cold numbers that have been out for a very long time because they are bound to be in the mix again at some point. It’s a good idea to have a combination of both hot and cold numbers to increase your odds.

Use Lucky Horoscope Numbers

How lucky you are with your horoscope numbers really varies from person to person. If you’ve had good luck with your horoscope numbers in the other games, it might be worth giving it a shot in the Cash4Life draw.

Final Thoughts

If you’ve never played Cash4Life and you’re feeling lucky, it may be time to try your hand at this fun and innovative game. Use one of our strategies as well as our easy-to-follow step-by-step guide to getting started!


What’s the Highest Jackpot You Can Win from Cash4Life?

The highest jackpot of the top or second tier can easily win between a total of $390,000 to $1,58 million respectively.

What Payout Methods Does Cash4Life Offer?

In most instances, the top prize and second-level prizes can be paid as an annuity or as a one-time cash prize. Keep in mind that state taxes apply where relevant.

How Do You Claim If You Win Cash4Life?

The top prize must be claimed within 180 days after the winning draw. For prizes under $600 using an online ticket, will have their winnings credited to their accounts. For tickets bought at an online store, take the winning ticket to the store, where the process will be explained. It might vary, depending on the store, but prizes are generally paid out within 15 days of the lottery receiving the ACH transfers from the store.

How Many State Lotteries Offer Cash4Life?

Currently, 10 state lotteries offer Cash4Life. They are:

  • Florida
  • Georgia
  • Indiana
  • Maryland
  • Missouri
  • New Jersey
  • New York
  • Pennsylvania
  • Tennessee
  • Virginia

Can You Claim Cash4Life Winning Ticket in Another Cash4Life State?

No. All the prizes must be claimed in the state where the winning ticket was sold within 180 days of the draw.